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Bank account without going out

Opening a bank account online – safely, conveniently, within a few minutes.

Bank account right away – 100% remotely

Eliminate paper documents and handwritten signatures of customers and employees when opening bank accounts. Do it automatically and completely remotely – with the same level of safety as at the bank branch.

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Open an account within a few seconds

The customer does not have to come to the bank or wait for a courier that delivers documents for signing. With Autenti, we use an electronic signature authorised by a one-time PIN (OTP) code delivered via SMS. The customer does not have to install additional software or create an account on the platform, and can use the bank account just moment afer they sign the agreement electronically. A bank account can also be opened in the bank mobile application integrated with the Autenti electronic signature.

Signature on any device

Your customer will confirm opening the account on any device with access to the Internet: phone, tablet or computer. Due to the use of the bank electronic stamp in the process, the agreement will be binding once the customer applies the signature.You can also determine the appropriate order of signatures in accordance with the branch requirements.

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In accordance with the requirements of your bank

We build our solutions on the basis of detailed analyses and requirements of banking processes. We will help you to fully automate the process of account handling. We'll optimise the process to make it as  short and simple as possible and to integrate it with the current system through an API. You can count on our support at each stage of the integration and you can automate other processes that require signing documents.

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Automatically and securely

We store all documents in encrypted form. The content of documents cannot be changed at any point of the process or signed by an unauthorised person. During the electronic execution of agreements, we collect evidence from the process, which we then transfer to the bank through an API. This adds an additional layer of protection for the transaction.

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Verification of the customer’s identity (KYC)

You do not have to meet the customer personally to confirm their identity. With Autenti, you can choose from many prepared identification methods integrated by Autenti within the BROKER ID service. You can integrate them with the whole banking system and also use them in other financial processes.

How does it work?

1. Completion of an account opening form

The customer enters personal data in the account opening form.

2. Confirmation of the customer’s identity

The system verifies the customer’s identity through the available methods, including video verification.

3. Becoming familiar with the agreement

After the successful verification of the identity, the customer is redirected to Autenti, where they can see and sign the document.

4. SMS with a one-time password 

After marking the necessary consents, the customer receives an SMS with a one-time password required to apply an electronic signature.

5. Applying a signature

The customer signs the agreement on any device.

6. Affixing an electronic stamp

Autenti automatically affixes the bank’s electronic stamp, without engaging its employees.

7. Receipt of the signed document

The signed document, protected by a password, is transferred to the customer via e-mail. Through an API, it is transferred to the bank, where it can be further processed in the system.


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Documents handled within the process

  • Account opening agreement (signed document by both parties)
  • Tables of fees (document submitted to the customer)
  • Terms and conditions (document submitted to the customer)
  • Other documents required in the process

Customer Story

Credit Agricole Bank allows opening a bank account 100% online



Frequently asked questions

Does my customer incur any fees for the service or have to install any software?

No, there are no costs on the part of your customers. The customer does not have to create an account on the platform or buy any additional services.

Can I verify electronic signatures outside of the platform?

Yes, the signature can be checked and verified in external tools and in Adobe Acrobat Reader.

On what devices can the customer sign an instruction?

Autenti works on any device connected to the Internet. It can be a smartphone, tablet, laptop or desktop computer.

How is the customer’s identity verified when signing the agreement?

At Autenti, we offer many identity verification methods from trusted Polish and European suppliers.

For what additional transactions can I use Autenti?

We can help you to automate processes connected with payment transactions (e.g. payment and withdrawal instructions), granting installment loans or entering into lease agreements and electronically signing both internal agreements as well as agreements with customers and contractors.

Let’s talk about the automation of opening accounts at your bank