BGŻ BNP Paribas Bank has implemented together with Autenti firm the electronic signature facilitating loan processes. It’s yet another innovative solution, which the Bank is offering due to its partnership co-operation with young IT companies.
In the rapidly changing reality and in the world dominated by new technologies, customers expect the banking processes to run rapidly and effectively. Signing paper agreements, their printing, scanning, sending by post or courier lasts too long and customers do not want to spend so much time on formalities. We must move along with the spirit of time, take care of the satisfaction of our clients, but also of our own time, satisfaction reaped from work and the environment. Implementation to banking use of modern technological solutions lets us achieve all these objectives at one go – says Krzysztof Wojciechowski, the Managing Director of the Consumer Finance Sales Division of the BGŻ BNP Paribas Bank.
The beginnings of co-operation
Autenti company, which back in 2016 still as a start-up, won the first Polish edition of BNP Paribas International Hackathon, has offered software facilitating the conclusion of bank agreements through the application of electronic signature. Thanks to implementation of the Autenti solution at the BGŻ BNP Paribas Bank, the signing of loan agreements shall be possible online, using just any electronic device with Internet access.
We are thrilled to get engaged in the projects, in which – thanks to the application of the latest technologies and adapting them to the legal provisions – we are in a position to optimize processes and make them innovative. From the very beginning of the co-operation, BGŻ BNP Paribas Bank came to be known as an institution especially prone to new technologies – says Grzegorz Wójcik, CEO and founder of Autenti. – In effect, we have designed and implemented at the Bank a solution, which is the first of the kind on the Polish market. Thanks to it, the loan related processes shall be operated fully online, which shall generate some substantial savings of time and money, not to speak of the comfort and satisfaction of the parties concerned – adds Grzegorz Wójcik.
The power of innovation
Digitalization is a part of our growth strategy. Thanks to it, we can offer to our partners and to their employees some innovative and at the same time safe solutions. These are the assumptions that constitute the foundation of the co-operation recently started with the Play. We are striving to change the way our work is done, in such a way so that it would have a positive effect on the natural environment. By eliminating paper from circulation of documents, within 3 years’ time we are saving 600 trees, meaning an average forest – adds Krzysztof Wojciechowski.
Autenti guarantees to the Bank full coverage of service in the scope of e-transaction process. The platform takes evidence of the chain of reactions between the parties concluding a given agreement, and evidence is filed on a hard disk drive. Security and trust, being of some unique importance in banking processes, are ensured due to the coding of data and by using of additional, digital methods of customer verification. Autenti firm has been set up as an answer to the need to de-paper and digitalise businesses, in which, in the majority of cases, there is no need for using traditional handwritten signatures and printing documents. The platform fulfils a role of a trustworthy third party, guaranteeing the authenticity of once signed documents, and protecting a list of approved evidence of measures taken in the process of their signing.